FHA Archives - Saint Simons Mortgage

FHA Loosens Rules for Condo Buyers

by Stephen Moreno | on October 10, 2019 | No Comments

The Federal Housing Administration is expected to roll out a new rule for FHA condo

Georgia & Florida 2019 Mortgage Loan Limits

by Stephen Moreno | on February 13, 2019 | No Comments

Conforming Mortgage Loan Limits Increased for 2019 The Federal Housing Finance Agency (FHFA) has announced

Renovation Mortgages in Georgia

by Stephen Moreno | on February 6, 2019 | No Comments

Is a Renovation Mortgage Right For You? Georgia housing inventories have been quietly tightening and

2018 Fannie Mae, Freddie Mac and FHA Loan Limits Increase

by Stephen Moreno | on December 8, 2017 | No Comments

Great news about mortgage loan limits has emerged in the last few weeks from the

FHA’s Minimum Property Standards

by Stephen Moreno | on January 10, 2017 | No Comments

With the news this week that FHA is lowering it’s monthly mortgage insurance, there will

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Stephen R.M. Moreno, IV
912.771.2115
Mortgage Consultant | Sales Manager
Capital City Home Loans
NMLS # 75615 | MLO NMLS ID #761190
www.nmlsconsumeraccess.org
GA Licensee #21999 | GA MLO Licensee #63319
Licensed in AL, FL, GA, NC, SC &TN

621 Ocean Blvd
Saint Simons Island, GA 31522

Testimonials

Stephen and his staff were incredible! They handled our home purchase with such promptness and friendliness. Honestly, we received the BEST interest rate, and we gained a personal friend with the purchase as well! My husband and I could not be happier with his service, and we tell EVERYONE how great he and his team are!!

Lauren & Scott S

We spoke with Stephen 2 years ago about purchasing a home. At the time, our credit scores would not allow us to move forward with the process. Well, Stephen took time out of his schedule to provide us with advice to improve our scores. Today, we are homeowners, thanks to his advice. We highly recommend Stephen Moreno. There’s not many loan officers that would take time out of their schedule to do what he did. Thanks for everything Stephen! Mr and Mrs Price.

Eric P.

I would like to highly recommend Stephen Moreno for his work as our mortgage broker. Stephen worked diligently on our loan package and made the process very easy from start to finish. Applying for a loan can be a daunting process but with Stephen’s help and Brand Mortgage’s easy to use online application and document system we found the process to be simple and convenient. Stephen kept in constant contact with us right up to the day of closing and several times since to make sure we had had … Read more

Jeff W.

Now that the pictures are hung and endless boxes are unpacked I can write this letter with the deserving gratitude my husband and I would like to express for Stephen Moreno. His title with BrandMortgage is Mortgage Loan Officer, however he goes beyond his call of duty. Throughout our quest to purchase a home he exemplified pure professionalism, knowledge of industry, and communication. Our client relationship with Stephen began in 2015 when my husband and I started discussing the idea of … Read more

Rozalia & Adam S.

Stephen made me feel like I was the most important client he had. He was always right on top of my questions and concerns. He did an excellent job educating me on parts of the mortgage process I didn’t understand and was able to find me better and more creative mortgage options then any of the other people I tried.

Willy H.

This is my first time working with Stephen with Capital City Home Loans on the buying side. My client had some timelines in place that were going to be hard to meet and not only did Stephen do a wonderful job in meeting those timelines but he also had great communication along the way. He did a wonderful job of explaining the process to my client along with options that would work best for her. I would highly recommend him!

Margaret P - REALTOR® on Saint Simons Island, GA

As always, excellent and his business, equally excellent with dealing with buyers and sellers, sometimes helping to make the transaction happen when it seems like it might not.

Rayea P - REALTOR® on Saint Simons Island, GA

Stephen Moreno was so helpful and made buying our first home a great experience. There were no realtors involved in the purchasing of our first home which made for a great deal of questions for Stephen. Stephen was always available with an answer! He really went above and beyond in helping us with our first mortgage. Stephen always made sure to break things down so we fully understood the whole process and could be prepared for the next step. Let’s just say that Stephen has a lot of patience! … Read more

Kristal & Chesley D

Stephen Moreno and his associates have been the best mortgage people we have ever worked with.

Gary H in Americus, GA

Stephen did a great job of keeping us informed an on schedule to close the loan. He was very personable and it was very easy to work with him. The level of service from Stephen an Brand Kirtgage far exceeded my expectations.

Mike T

Posts Categorized: FHA

FHA Loosens Rules for Condo Buyers

Georgia & Florida 2019 Mortgage Loan Limits

Renovation Mortgages in Georgia

2018 Fannie Mae, Freddie Mac and FHA Loan Limits Increase

FHA’s Minimum Property Standards

Testimonials

Testimonials