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Saint Simons Mortgage Rates

The real estate market in Saint Simons Island, Southeast Georgia, and the rest of the country continues to be plagued by low-inventory and high home prices. To add insult to injury, mortgage rates have skyrocketed above 5% and are now…

Non-QM Mortgage Loans

Non-QM Mortgage Loans After the mortgage crisis of 2008, several new laws were enacted to help keep such a crisis from ever occurring again. The biggest act was the Dodd-Frank Wall Street Reform and Consumer Protection Act. This act addressed…

How to Solve an Appraisal Gap

In today's real estate market in Southeast Georgia, North Florida, and across the country, sellers are getting a premium price for their homes. We are seeing offers at $10k - $50k over list price just to win the deal. When…

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