Sometimes it’s necessary to find quick ways to improve your credit scores. I see this a lot when customers have a score that falls below a minimum threshold for a mortgage loan program but need to qualify quickly to get the home they want. I use a credit simulator to forecast credit score improvement and that has been very successful for my customers. The first step is to check your credit report and see what’s out there if you don’t already know. You can get all three of your credit reports for www.AnnualCreditReport.com without scores, but I also recommend using a free scoring service like Credit Karma to get an estimate of your current scores. The score you get at Credit Karma will not be the same score I would pull, but it will give you an idea of where you stand.
Here are some basic tips on what you can do to improve your scores quickly:
These are just a few general tips, but can definitely help you improve your score quickly. If you want a detailed look at your credit report and advice specific to your situation, please give me a call or Apply Online and I will be more than happy to help you develop a plan!