
Whether you're buying your first home, building your dream home, purchasing your new vacation home, or investing in real estate, we're here to help you find the best mortgage program for you and your family.
Thinking of buying a new home? Get your personalized mortgage quote for a new home by starting here.
Are you ready to save some money on your mortgage rate or pull some cash equity out? Start here.
Our brand is built on integrity, innovation, and teamwork. Our brand is our people, our service, and our commitment to you. When you choose Capital City Home Loans, you're choosing the best.
Serving Saint Simons Island, Georgia through Capital City Home Loans, we offer mortgages is all areas of Georgia and the Southeast. If you're looking to get pre-approved for a great mortgage on Saint Simons Island, my team and I are ready to serve you. Whether you're a Golden Isles local, a new transfer to FLETC, or looking for a second home or investment property in the Golden Isles, we're the mortgage lender for you.
When you need to buy, build, or refinance, we have the right home loan program. The housing market On Saint Simons is constantly changing, but we're embedded in the Golden Isles community. My team and I will help you navigate the homebuying process with the right mortgage program for you and your family.
Call me today at 912-771-2115 or Apply Online Today!
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Stephen was really helpful throughout the entire process. We had a couple of hiccups along the way with the seller and their agents, and Stephen was great about giving advice and guidance to make the process a success all the way through closing. Thanks, Stephen!
“The whole team was great. Amazing experience!”
“I had a great experience with Stephen and his team. I really appreciated help they offered in my new venture becoming a first time home buyer. It was a bumpy road but they have made it a smooth as it could possibly be. I really appreciated picking Capitol city and would do it again if I had the chance. Thank you guys for all the hard work, I really gotta thank you for making my dreams come true. “
From beginning to end Stephen Moreno and his team were prompt in their dedication to our needs during the loan process. We would recommend him and his team to anyone. We thank you all for everything!
“Very pleased with the professionalism and prompt service from this lender. Stephen Moreno was excellent to work with and I will definitely refer any future clients to this lender, and look forward to working with him again.”
Stephen took a unique loan situation and made it work. It is always difficult for self employed individuals to qualify for loans, especially when you are the owner of a small business. He stuck with it and found the right loan program to fit my needs.
“Stephen was great at answering any questions or concerns I had at any time”
Stephen and his staff were incredible! They handled our home purchase with such promptness and friendliness. Honestly, we received the BEST interest rate, and we gained a personal friend with the purchase as well! My husband and I could not be happier with his service, and we tell EVERYONE how great he and his team are!!
Stephen made the loan process extremely easy for me. If you are looking to get a loan of any kind I would call Stephen before anyone else. He will make sure that you get the best service and most of all the best loan.
Steve was great. Super knowledgeable and accessible when I had questions.
Stephen R.M. Moreno, IV
912.771.2115
Mortgage Consultant | Sales Manager
Capital City Home Loans, LLC
NMLS # 75615 | MLO NMLS ID #761190
621 Ocean Blvd
Saint Simons Island, GA 31522
I provide mortgage loans to my clients with competitive rates and white glove customer service through Capital City Home Loans. I focus in the cities of Brunswick, Saint Simons Island, Jekyll Island, Sea Island, Darien, Waycross, Saint Mary’s, Kingsland and all of the Beautiful Golden Isles in addition to all of Georgia. I am also licensed to originate mortgages in Alabama, Florida, Georgia, North Carolina, South Carolina, Virginia, & Tennessee.