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912-771-2115

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Posts Categorized: Debt Consolidation

Market Conditions Right for Mortgage Refinancing and Pulling Cash Out

by Stephen Moreno | on September 11, 2019 | No Comments

If you took out a mortgage in 2018, now could be the right time to

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Stephen R.M. Moreno, IV
912.771.2115
Mortgage Consultant | Sales Manager
Capital City Home Loans
NMLS # 75615 | MLO NMLS ID #761190

621 Ocean Blvd
Saint Simons Island, GA 31522

Testimonials

“Stephen Moreno never misses a beat – he returns all communications immediately, is always upbeat and ‘brings it across the finish line’ every time. I would and do highly recommend him.”

Kim KelleyREALTOR®Betty Ellis RealtorsSaint Simons Island, GA

Stephen Moreno was very responsive and great to work with. Closing was smooth and on time thanks to him!

Silvy T - REALTOR®

The very best service and communication!

Betty E - REALTOR® St Simons Island, GA

I had never used or heard of Capital City Home Loans before a real estate client introduced me. They had such a good experience that they wanted to use them moving from GA to FL. I was hesitant but agreed. Stephen with Capital City Loans was professional and had the best communication I have ever experienced working with a lender. I will refer him to clients going forward. Thank you.

Tammy G. - REALTOR Fort Myers Beach, FL

“Excellent and friendly service”

Pat M - Saint Simons Island, GA

Stephen Moreno at Capital City Home Loans never disappoints. He is honest, up front, and communicates every step of the way. You can’t ask for better service!

Krissy H - REALTOR® Waycross, GA

“I had a great experience with Stephen and his team. I really appreciated help they offered in my new venture becoming a first time home buyer. It was a bumpy road but they have made it a smooth as it could possibly be. I really appreciated picking Capitol city and would do it again if I had the chance. Thank you guys for all the hard work, I really gotta thank you for making my dreams come true. “

Wilfredo G in Athens, Georgia

Stephen is great to work with! Very personable and pleasant. Easy no hassle process.

Terri W - Blairsville, GA

He was the greatest, it wouldn’t have happened without him.

Thadd RCleveland, GA

Stephen Moreno always goes above and beyond to make buying a home an incredibly easy and straightforward process. My clients were working with another loan officer when I started showing them houses. They were very frustrated with the process and service of said officer so I referred them to Stephen. From the moment they connected, Stephen answered all their questions and addressed their concerns. He is always quick to respond if we have any questions, even outside of normal business hours. I ca… Read more

Silvy T. - REALTOR® Jesup, GA

Testimonials

“Stephen Moreno never misses a beat – he returns all communications immediately, is always upbeat and ‘brings it across the finish line’ every time. I would and do highly recommend him.”

Kim KelleyREALTOR®Betty Ellis RealtorsSaint Simons Island, GA

Stephen Moreno was very responsive and great to work with. Closing was smooth and on time thanks to him!

Silvy T - REALTOR®

The very best service and communication!

Betty E - REALTOR® St Simons Island, GA

I had never used or heard of Capital City Home Loans before a real estate client introduced me. They had such a good experience that they wanted to use them moving from GA to FL. I was hesitant but agreed. Stephen with Capital City Loans was professional and had the best communication I have ever experienced working with a lender. I will refer him to clients going forward. Thank you.

Tammy G. - REALTOR Fort Myers Beach, FL

“Excellent and friendly service”

Pat M - Saint Simons Island, GA

Stephen Moreno at Capital City Home Loans never disappoints. He is honest, up front, and communicates every step of the way. You can’t ask for better service!

Krissy H - REALTOR® Waycross, GA

“I had a great experience with Stephen and his team. I really appreciated help they offered in my new venture becoming a first time home buyer. It was a bumpy road but they have made it a smooth as it could possibly be. I really appreciated picking Capitol city and would do it again if I had the chance. Thank you guys for all the hard work, I really gotta thank you for making my dreams come true. “

Wilfredo G in Athens, Georgia

Stephen is great to work with! Very personable and pleasant. Easy no hassle process.

Terri W - Blairsville, GA

He was the greatest, it wouldn’t have happened without him.

Thadd RCleveland, GA

Stephen Moreno always goes above and beyond to make buying a home an incredibly easy and straightforward process. My clients were working with another loan officer when I started showing them houses. They were very frustrated with the process and service of said officer so I referred them to Stephen. From the moment they connected, Stephen answered all their questions and addressed their concerns. He is always quick to respond if we have any questions, even outside of normal business hours. I ca… Read more

Silvy T. - REALTOR® Jesup, GA

Contact

Stephen R.M. Moreno, IV
912.771.2115
Mortgage Consultant | Sales Manager
Capital City Home Loans, LLC
NMLS # 75615 | MLO NMLS ID #761190
621 Ocean Blvd
Saint Simons Island, GA 31522

www.cchl.com

About

I provide mortgage loans to my clients with competitive rates and white glove customer service through Capital City Home Loans. I focus in the cities of Brunswick, Saint Simons Island, Jekyll Island, Sea Island, Darien, Waycross, Saint Mary’s, Kingsland and all of the Beautiful Golden Isles in addition to all of Georgia. I am also licensed to originate mortgages in Alabama, Florida, Georgia, North Carolina, South Carolina, Virginia, & Tennessee.

Disclaimers

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