Inside Lending Newsletter

Testimonials

Stephen Moreno, IV was a huge help to me and my husband during the purchase of our home on St. Simons Isl., Georgia in July, 2015. We met with Stephen and told him of the house we wanted to buy. We had reached an agreement with the seller (no realtor involved) and approached Stephen with our financing needs. He arranged financing for our home with very little work on our part. He took care of every detail along the way. He even coordinated everything with the closing attorney and all we had to … Read more

Connie B.

Buying a home is stressful…Stephen Moreno made it a very tolerable transaction. He was there for me every step of the way . He cautioned me in all the things not to do including where to buy. His advice was invaluable. I would nightly recommend Stephen Moreno and Capital City Loans to anyone looking to buy.

Connie B - Saint Simons Island, GA

Stephen was really helpful throughout the entire process. We had a couple of hiccups along the way with the seller and their agents, and Stephen was great about giving advice and guidance to make the process a success all the way through closing. Thanks, Stephen!

Eric A.

He was the greatest, it wouldn’t have happened without him.

Thadd RCleveland, GA

Stephen is great to work with! Very personable and pleasant. Easy no hassle process.

Terri W - Blairsville, GA

“Great job!”

Christine RadfordREALTOR®Atlantic Salt RealtySt. Mary's, GA

“Stephen Moreno is the best mortgage broker in this county . He thinks outside of the box and can make thinks happen that anyone else in the mortgage business can not. “

Trish S. - REALTOR® St Simons Island, GA

We had a great experience. We had just gone through a refi that took forever and was pleasantly surprised how smooth the process went.

Misty P - Saint Simons Island, GA

This is my first time working with Stephen with Capital City Home Loans on the buying side. My client had some timelines in place that were going to be hard to meet and not only did Stephen do a wonderful job in meeting those timelines but he also had great communication along the way. He did a wonderful job of explaining the process to my client along with options that would work best for her. I would highly recommend him!

Margaret P - REALTOR® on Saint Simons Island, GA

Everything went smoothly. Stephen was always responsive. Great doing business with you.

Charles H - Darien, GA

Contact

Stephen R.M. Moreno, IV
912.771.2115
Mortgage Consultant | Sales Manager
Capital City Home Loans, LLC
NMLS # 75615 | MLO NMLS ID #761190
621 Ocean Blvd
Saint Simons Island, GA 31522

www.cchl.com

About

I provide mortgage loans to my clients with competitive rates and white glove customer service through Capital City Home Loans. I focus in the cities of Brunswick, Saint Simons Island, Jekyll Island, Sea Island, Darien, Waycross, Saint Mary’s, Kingsland and all of the Beautiful Golden Isles in addition to all of Georgia. I am also licensed to originate mortgages in Alabama, Florida, Georgia, North Carolina, South Carolina, Virginia, & Tennessee.