“Stephen Moreno is professional, states what he can do, communicates what is going on, responds to every question in a timely fashion, does what he promised. Provides great customer service.”
Carl W in Darien, GA
Stephen Moreno always goes above and beyond to make buying a home an incredibly easy and straightforward process. My clients were working with another loan officer when I started showing them houses. They were very frustrated with the process and service of said officer so I referred them to Stephen. From the moment they connected, Stephen answered all their questions and addressed their concerns. He is always quick to respond if we have any questions, even outside of normal business hours. I ca… Read more
Silvy T. - REALTOR® Jesup, GA
“I had a great experience with Stephen and his team. I really appreciated help they offered in my new venture becoming a first time home buyer. It was a bumpy road but they have made it a smooth as it could possibly be. I really appreciated picking Capitol city and would do it again if I had the chance. Thank you guys for all the hard work, I really gotta thank you for making my dreams come true. “
Wilfredo G in Athens, Georgia
Now that the pictures are hung and endless boxes are unpacked I can write this letter with the deserving gratitude my husband and I would like to express for Stephen Moreno. His title with BrandMortgage is Mortgage Loan Officer, however he goes beyond his call of duty. Throughout our quest to purchase a home he exemplified pure professionalism, knowledge of industry, and communication.
Our client relationship with Stephen began in 2015 when my husband and I started discussing the idea of … Read more
Rozalia & Adam S.
Stephen was very easy to work with and efficient. Thanks!
Laurna B - Saint Simons Island, GA
“Appreciated the organized way they did business. As a client I only had to provide only the documents required. Very accommodating to arrange all of the closing event.”
Frank O in Milledgeville, GA
Stephen took care of everything. He made sure of the timeliness and accuracy of all required documents.
Earla F - Brunswick, GA
Stephen is wonderful. He is patient and is very knowledgeable. He’s able to think outside of the box. I highly recommend Stephen.
Margaret R on Saint Simons Island, GA
Stephen Moreno is a wonderful loan officer. He is one of the smartest people I know. He is always knowledgeable about the market and insightful on the financial future. He makes getting a loan as seamless as possible. I will recommend him to anyone!
Debbie D - REALTOR® Saint Simons Island, GA
If you are in search of a home loan, I highly recommend Stephen Moreno, IV! Stephen did an excellent job handling my loan application process and went above and beyond when providing support and customer service! He was very friendly, timely, and professionally responded to all questions (no matter how simple or complex). He was also accessible (phone, text, email, etc.) throughout the loan application process; very knowledgeable about the processes, requirements, and regulations; and p… Read more
Stephen R.M. Moreno, IV 912.771.2115
Mortgage Consultant | Sales Manager
Capital City Home Loans, LLC
NMLS # 75615 | MLO NMLS ID #761190 621 Ocean Blvd Saint Simons Island, GA 31522
I provide mortgage loans to my clients with competitive rates and white glove customer service through Capital City Home Loans. I focus in the cities of Brunswick, Saint Simons Island, Jekyll Island, Sea Island, Darien, Waycross, Saint Mary’s, Kingsland and all of the Beautiful Golden Isles in addition to all of Georgia. I am also licensed to originate mortgages in Alabama, Florida, Georgia, North Carolina, South Carolina, Virginia, & Tennessee.