Georgia & Florida Rural Property Mortgages

Testimonials

Stephen had to step in and take over my loan when another mortgage consultant changed jobs. He was so kind and such a great person, I didn’t feel abandoned at a critical time in my loan process. Thank you for your hard work and for making the process go smoothly.

Demetra F - Savannah, GA

Stephen took care of everything. He made sure of the timeliness and accuracy of all required documents.

Earla F - Brunswick, GA

I would like to highly recommend Stephen Moreno for his work as our mortgage broker. Stephen worked diligently on our loan package and made the process very easy from start to finish. Applying for a loan can be a daunting process but with Stephen’s help and Brand Mortgage’s easy to use online application and document system we found the process to be simple and convenient. Stephen kept in constant contact with us right up to the day of closing and several times since to make sure we had had … Read more

Jeff W.

We were very impressed with Stephen Moreno and his entire lending team at Brand Mortgage. What impressed me most was Stephen’s ability to communicate quickly and effectively about any questions or concerns that we had throughout the entire home buying process. Through his cordial attitude we received outstanding customer service that could not be matched by any other local lender. Not only did Stephen and his team close our loan, but he also offered helpful advice along the way. All the way to … Read more

Kimberly T.

“I had a great experience with Stephen and his team. I really appreciated help they offered in my new venture becoming a first time home buyer. It was a bumpy road but they have made it a smooth as it could possibly be. I really appreciated picking Capitol city and would do it again if I had the chance. Thank you guys for all the hard work, I really gotta thank you for making my dreams come true. “

Wilfredo G in Athens, Georgia

He was the greatest, it wouldn’t have happened without him.

Thadd RCleveland, GA

“Appreciated the organized way they did business. As a client I only had to provide only the documents required. Very accommodating to arrange all of the closing event.”

Frank O in Milledgeville, GA

Stephen and team were wonderful to work with. I would highly recommend!

Claire D - Brunswick, GA

“Excellent and friendly service”

Pat M - Saint Simons Island, GA

As always, excellent and his business, equally excellent with dealing with buyers and sellers, sometimes helping to make the transaction happen when it seems like it might not.

Rayea P - REALTOR® on Saint Simons Island, GA

Contact

Stephen R.M. Moreno, IV
912.771.2115
Mortgage Consultant | Sales Manager
Capital City Home Loans, LLC
NMLS # 75615 | MLO NMLS ID #761190
621 Ocean Blvd
Saint Simons Island, GA 31522

www.cchl.com

About

I provide mortgage loans to my clients with competitive rates and white glove customer service through Capital City Home Loans. I focus in the cities of Brunswick, Saint Simons Island, Jekyll Island, Sea Island, Darien, Waycross, Saint Mary’s, Kingsland and all of the Beautiful Golden Isles in addition to all of Georgia. I am also licensed to originate mortgages in Alabama, Florida, Georgia, North Carolina, South Carolina, Virginia, & Tennessee.