Stephen was a pleasure to work with. From the time I entered his office until closing he was on top of it every step of the way. I highly recommend Stephen and plan to work with him in the future.
We were referred to Stephen when buying our first home. We had very little money but Stephen treated us with such respect and guided us through the process. Fast forward to buying our dream home it was without doubt we would use Stephen again to buy our second home. He had our best interest in mind and is very thorough. I would not use anyone else. Thanks again!
Rozalia S - Statesboro, GA
Stephen is the best to work with! He’s great at communicating during the loan process and makes sure he answers all questions.
Frannie M - REALTOR® St Simons Island, GA
Stephen had to step in and take over my loan when another mortgage consultant changed jobs. He was so kind and such a great person, I didn’t feel abandoned at a critical time in my loan process. Thank you for your hard work and for making the process go smoothly.
Demetra F - Savannah, GA
Stephen Moreno and his team were amazing! The loan went through with complete ease. Felt effortless. Class act. Total professionalism from the moment I talked to him to funding. Highly recommend!
Darcelle B - The Villages, FL
“Stephen was great since the first time we talked, he was always a message/call away. He would respond immediately and always answer any question. He explain everything, sent me videos to help me understand. He was extremely professional and helpful at all times”
Andrea P - Kingsland, GA
“Very nice to work with. Good Experience!!”
Marie W - Brunswick, GA
Stephen did a great job of keeping us informed an on schedule to close the loan. He was very personable and it was very easy to work with him. The level of service from Stephen an Brand Kirtgage far exceeded my expectations.
The very best service and communication!
Betty E - REALTOR® St Simons Island, GA
Stephen was very easy to work with and efficient. Thanks!
Laurna B - Saint Simons Island, GA
Stephen R.M. Moreno, IV 912.771.2115
Mortgage Consultant | Sales Manager
Capital City Home Loans, LLC
NMLS # 75615 | MLO NMLS ID #761190 621 Ocean Blvd Saint Simons Island, GA 31522
I provide mortgage loans to my clients with competitive rates and white glove customer service through Capital City Home Loans. I focus in the cities of Brunswick, Saint Simons Island, Jekyll Island, Sea Island, Darien, Waycross, Saint Mary’s, Kingsland and all of the Beautiful Golden Isles in addition to all of Georgia. I am also licensed to originate mortgages in Alabama, Florida, Georgia, North Carolina, South Carolina, Virginia, & Tennessee.