Stephen Moreno – Mortgage Consultant
Thank you for giving my team and me the opportunity to help you achieve your real estate goals!
I will be back in touch with you shortly to discuss your options and next steps. If you would like to complete a full pre-approval application, Click Here.
Feel free to reach out to me by phone if you would like to go ahead and get your conversation started at 912-771-2115.
Thank you!!
Stephen
Stephen R.M. Moreno, IV
912.771.2115
Mortgage Consultant | Sales Manager
Capital City Home Loans
NMLS # 75615 | MLO NMLS ID #761190
621 Ocean Blvd
Saint Simons Island, GA 31522
Once again Stephen kept a calm demeanor as we navigated the tumultuous waters of a refinance in order to take a lower interest rate and free up some money on a monthly basis. Knowing that the buddy cop movie duo of Stephen and Laura had all the evidence they needed for an open and shut case to lock in that rate we were well on our way from step one. Great teamwork!
Stephen had to step in and take over my loan when another mortgage consultant changed jobs. He was so kind and such a great person, I didn’t feel abandoned at a critical time in my loan process. Thank you for your hard work and for making the process go smoothly.
Now that the pictures are hung and endless boxes are unpacked I can write this letter with the deserving gratitude my husband and I would like to express for Stephen Moreno. His title with BrandMortgage is Mortgage Loan Officer, however he goes beyond his call of duty. Throughout our quest to purchase a home he exemplified pure professionalism, knowledge of industry, and communication. Our client relationship with Stephen began in 2015 when my husband and I started discussing the idea of … Read more
From beginning to end Stephen Moreno and his team were prompt in their dedication to our needs during the loan process. We would recommend him and his team to anyone. We thank you all for everything!
Stephen was very easy to work with and efficient. Thanks!
Mortgages Made Easy – Stephen was successful at educating me on and through the loan process and closed my loan in a timely manner. I would recommend working with Stephen to everyone!
“Great job!”
Stephen did a great job of keeping us informed an on schedule to close the loan. He was very personable and it was very easy to work with him. The level of service from Stephen an Brand Kirtgage far exceeded my expectations.
Everything went smoothly. Stephen was always responsive. Great doing business with you.
Stephen Moreno was so helpful and made buying our first home a great experience. There were no realtors involved in the purchasing of our first home which made for a great deal of questions for Stephen. Stephen was always available with an answer! He really went above and beyond in helping us with our first mortgage. Stephen always made sure to break things down so we fully understood the whole process and could be prepared for the next step. Let’s just say that Stephen has a lot of patience! … Read more
“Stephen is fantastic to work with. He is professional, efficient, & diligent. He strives for perfection & goes above & beyond to help his clients. I’d highly recommend him for anyone looking for a new mortgage or refinance. “
“After contacting Stephen about a refinance offer I received in the mail, he took the time to explain how the process goes. He then sent me scenarios of the different options I had. I have never done this before and had tons of questions, which he patiently went over with me. After deciding which route I wanted to take, we began the process of refinancing. It went so smoothly and was stress free. I am very satisfied with my decision to refinance my home as well as using Stephen at Capital City H… Read more
“Stephen is awesome! Have referred all my family to him and will use him for all my future investments.”
Stephen Moreno with Brand Mortgage did everything possible to ensure that we had the best possible experience in purchasing a home. In what can be a very stressful time, Stephen is the guy you want walking you through the necessary steps. Not only is he personable and professional, he has your best interest in mind. I’d recommend him to anyone!
“From loan application to approval, all went smoothly. Stephen responded to my calls and texts very quickly with info that I needed. Would definitely recommend your company.”
Stephen Moreno is the Stetson Bennett of the mortgage. Steady, accurate, and gets the job done. Lauren and I had a great experience!
Stephen is great to work with! Very personable and pleasant. Easy no hassle process.
“It was great working with Stephen Moreno. Fast and efficient.”
“Amazing! Nothing short of amazing! “
“Very nice to work with. Good Experience!!”
Stephen R.M. Moreno, IV
912.771.2115
Mortgage Consultant | Sales Manager
Capital City Home Loans, LLC
NMLS # 75615 | MLO NMLS ID #761190
621 Ocean Blvd
Saint Simons Island, GA 31522
I provide mortgage loans to my clients with competitive rates and white glove customer service through Capital City Home Loans. I focus in the cities of Brunswick, Saint Simons Island, Jekyll Island, Sea Island, Darien, Waycross, Saint Mary’s, Kingsland and all of the Beautiful Golden Isles in addition to all of Georgia. I am also licensed to originate mortgages in Alabama, Florida, Georgia, North Carolina, South Carolina, Virginia, & Tennessee.