“Stephen is stupendous and his follow-ups, updates, emails and phone calls are awesome! He is THE MAN!”
Bev TeevenREALTOR®Sea Palms RealtySaint Simons Island, GA
Honestly I never thought I’d be a homeowner not only did that change but Stephen went above and beyond to make sure I had all the options that that fit our budget and needs. The process was a breeze considering the horror stories I hear about closing and the worry I had no issues kept us from our date. Even switching the type of loan with a week out from closing to make sure we could still close. Can’t thank him enough!
Patrick M - Brunswick, GA
“The whole process was so easy. I received a list of what was needed from me, I provided the necessary documents, and they did the rest.”
Bruce E in Cumming, GA
We had an excellent experience working with Stephen Moreno on securing a mortgage for our new home in Southeast Georgia. We contacted Stephen as we were looking for a local lender and immediately knew that he was the person for us. He was very helpful to us and was extremely patient in answering our many questions about the process. He also provided the requisite knowledge to ensure that we understood the process and that we were able to secure a mortgage that was most beneficial to us. Stephen … Read more
Terri & Rick S
I have done multiple loans with Stephen. Each one is easier than the last. He really works hard to get to know you and understand your goals. You know 100% of the time he is on your team working to get the deal done, and done on time. Would highly recommend giving him a call for any mortgage need.
Stuart S. - Cumming, GA
Stephen and team were incredibly helpful, knowledgeable, responsive, and an absolute pleasure to work with! Made the entire process so easy and seamless. Highly recommend!!!
Maria B - Brunswick, GA
This is my second time working with Stephen on a home loan. He is extremely knowledgeable, friendly, and his communication during the loan process is very thorough. I have recommended him to many friends and family. I look forward to working with him again in the future.
Tina A - Brunswick, GA
Stephen Moreno and his team were amazing! The loan went through with complete ease. Felt effortless. Class act. Total professionalism from the moment I talked to him to funding. Highly recommend!
Darcelle B - The Villages, FL
“Stephen Moreno never misses a beat – he returns all communications immediately, is always upbeat and ‘brings it across the finish line’ every time. I would and do highly recommend him.”
Kim KelleyREALTOR®Betty Ellis RealtorsSaint Simons Island, GA
Stephen made me feel like I was the most important client he had. He was always right on top of my questions and concerns. He did an excellent job educating me on parts of the mortgage process I didn’t understand and was able to find me better and more creative mortgage options then any of the other people I tried.
Stephen R.M. Moreno, IV 912.771.2115
Mortgage Consultant | Sales Manager
Capital City Home Loans, LLC
NMLS # 75615 | MLO NMLS ID #761190 621 Ocean Blvd Saint Simons Island, GA 31522
I provide mortgage loans to my clients with competitive rates and white glove customer service through Capital City Home Loans. I focus in the cities of Brunswick, Saint Simons Island, Jekyll Island, Sea Island, Darien, Waycross, Saint Mary’s, Kingsland and all of the Beautiful Golden Isles in addition to all of Georgia. I am also licensed to originate mortgages in Alabama, Florida, Georgia, North Carolina, South Carolina, Virginia, & Tennessee.