“Stephen Moreno was very accessible to me. He always returned my phone calls promptly and provided excellent customer service. He handled deadlines well and gets the job done. He is personable, kind and has a wonderful demeanor in dealing with people.”
Lee L - Pinehurst, NC
Stephen is great to work with! Very personable and pleasant. Easy no hassle process.
Terri W - Blairsville, GA
“Great to work with Stephen & Laura. They were easy to communicate with & made me feel confident with my closing.”
Mary S on Saint Simons Island, GA
Stephen was a massive help in the mortgage process breaking things down into the simplest ways possible, as well as steering us into a good direction that wouldn’t hinder us down the road. Any questions I had were answered quickly and clearly.
Trenton A in Americus, GA
Stephen Moreno at Capital City Home Loans went above and beyond to help me! I could not thank him enough for all of his help!
Meridith G - Midland, GA
Stephen was amazing to work with on our new condo in St Simons Island. Not only did he have an attention to detail, but he made us feel that he was on our team rooting for us all the way. He bent over backwards to meet our timelines so that we could close and enjoy the 4th of Julyin our beautiful home away from home.
Tim and Terri A.
I was on a very short deadline to close. Stephen and Laura stepped up to the plate and accomplished helping me to close in time!! Talk about home savers!
Heidi P - Brunswick, GA
Stephen made the loan process extremely easy for me. If you are looking to get a loan of any kind I would call Stephen before anyone else. He will make sure that you get the best service and most of all the best loan.
From beginning to end Stephen Moreno and his team were prompt in their dedication to our needs during the loan process. We would recommend him and his team to anyone. We thank you all for everything!
Adam B in Tampa Bay, FL
We had a smooth financial experience with the CCHL team. Stephen Moreno was very helpful and explained the financial aspects in a clear and precise manner. He was very helpful.
Gary M - Brunswick, GA
Stephen R.M. Moreno, IV 912.771.2115
Mortgage Consultant | Sales Manager
Capital City Home Loans, LLC
NMLS # 75615 | MLO NMLS ID #761190 621 Ocean Blvd Saint Simons Island, GA 31522
I provide mortgage loans to my clients with competitive rates and white glove customer service through Capital City Home Loans. I focus in the cities of Brunswick, Saint Simons Island, Jekyll Island, Sea Island, Darien, Waycross, Saint Mary’s, Kingsland and all of the Beautiful Golden Isles in addition to all of Georgia. I am also licensed to originate mortgages in Alabama, Florida, Georgia, North Carolina, South Carolina, Virginia, & Tennessee.