
Conforming Mortgage Loan Limits Increased for 2019 The Federal Housing Finance Agency (FHFA) has announced
Conforming Mortgage Loan Limits Increased for 2019 The Federal Housing Finance Agency (FHFA) has announced
Stephen R.M. Moreno, IV
912.771.2115
Mortgage Consultant | Sales Manager
Capital City Home Loans
NMLS # 75615 | MLO NMLS ID #761190
621 Ocean Blvd
Saint Simons Island, GA 31522
“Mr Moreno acted as a true professional, making the process easy, simple, and painless. Would highly recommend him.”
Stephen Moreno always goes above and beyond to make buying a home an incredibly easy and straightforward process. My clients were working with another loan officer when I started showing them houses. They were very frustrated with the process and service of said officer so I referred them to Stephen. From the moment they connected, Stephen answered all their questions and addressed their concerns. He is always quick to respond if we have any questions, even outside of normal business hours. I ca… Read more
“Professional and caring”
“Stephen was the absolute definition of “user-friendly” from start to finish was always there, answered every question, made me feel comfortable. Easy to trust. Amazing experience. “
We had an excellent experience working with Stephen Moreno on securing a mortgage for our new home in Southeast Georgia. We contacted Stephen as we were looking for a local lender and immediately knew that he was the person for us. He was very helpful to us and was extremely patient in answering our many questions about the process. He also provided the requisite knowledge to ensure that we understood the process and that we were able to secure a mortgage that was most beneficial to us. Stephen … Read more
Stephen took a unique loan situation and made it work. It is always difficult for self employed individuals to qualify for loans, especially when you are the owner of a small business. He stuck with it and found the right loan program to fit my needs.
Stephen Moreno at Capital City Home Loans went above and beyond to help me! I could not thank him enough for all of his help!
“Stephen Moreno never misses a beat – he returns all communications immediately, is always upbeat and ‘brings it across the finish line’ every time. I would and do highly recommend him.”
Stephen Moreno at Capital City Home Loans never disappoints. He is honest, up front, and communicates every step of the way. You can’t ask for better service!
Stephen was great!!! Communication was already prompt. All assistants were very professional and nice. Would highly recommend them to anyone looking to buy a home!
Mortgages Made Easy – Stephen was successful at educating me on and through the loan process and closed my loan in a timely manner. I would recommend working with Stephen to everyone!
Stephen is great to work with! Very personable and pleasant. Easy no hassle process.
“Stephen Moreno was very accessible to me. He always returned my phone calls promptly and provided excellent customer service. He handled deadlines well and gets the job done. He is personable, kind and has a wonderful demeanor in dealing with people.”
Excellent customer service. The video provided by Stephen with accompanying slides, specific to our situation was very helpful. Responses to questions timely and thorough. Quicker and easiest refinance we’ve ever done.
Stephen Moreno managed a complicated loan package into a ‘smooth sailing’ process!!
Stephen Moreno was very responsive and great to work with. Closing was smooth and on time thanks to him!
“Stephen had done it again! He (and really the whole office) went above and beyond for us during our recent mortgage process. Stephen is the only mortgage broker that we will ever use!”
As always, excellent and his business, equally excellent with dealing with buyers and sellers, sometimes helping to make the transaction happen when it seems like it might not.
“Amazing! Nothing short of amazing! “
Stephen was great!!! Communication was already prompt. All assistants were very professional and nice. Would highly recommend them to anyone looking to buy a home!
Stephen R.M. Moreno, IV
912.771.2115
Mortgage Consultant | Sales Manager
Capital City Home Loans, LLC
NMLS # 75615 | MLO NMLS ID #761190
621 Ocean Blvd
Saint Simons Island, GA 31522
I provide mortgage loans to my clients with competitive rates and white glove customer service through Capital City Home Loans. I focus in the cities of Brunswick, Saint Simons Island, Jekyll Island, Sea Island, Darien, Waycross, Saint Mary’s, Kingsland and all of the Beautiful Golden Isles in addition to all of Georgia. I am also licensed to originate mortgages in Alabama, Florida, Georgia, North Carolina, South Carolina, Virginia, & Tennessee.