“Stephen is fantastic to work with. He is professional, efficient, & diligent. He strives for perfection & goes above & beyond to help his clients. I’d highly recommend him for anyone looking for a new mortgage or refinance. “

From beginning to end Stephen Moreno and his team were prompt in their dedication to our needs during the loan process. We would recommend him and his team to anyone. We thank you all for everything!

“After contacting Stephen about a refinance offer I received in the mail, he took the time to explain how the process goes. He then sent me scenarios of the different options I had. I have never done this before and had tons of questions, which he patiently went over with me. After deciding which route I wanted to take, we began the process of refinancing. It went so smoothly and was stress free. I am very satisfied with my decision to refinance my home as well as using Stephen at Capital City H… Read more

Stephen Moreno was very responsive and great to work with. Closing was smooth and on time thanks to him!

Stephen and team were wonderful to work with. I would highly recommend!

“It was great working with Stephen Moreno. Fast and efficient.”

“Stress, angst , and worry are common when one is dealing with home financing. Stephen and his team work diligently to de-stress this distressful procedure. Care and compassion are seemingly the cornerstones of Stephen’s business. Every question is met with a response that is expert and comprehensive, yet explained fully and simply. Throughout every step of the process, Stephen and his team were available and responsive. From the onset until the actual closing, we were taken care of and inform… Read more