Stephen Moreno at Capital City Home Loans never disappoints. He is honest, up front, and communicates every step of the way. You can’t ask for better service!
Krissy H - REALTOR® Waycross, GA
“Stephen is upfront, personable, and always on track for a timely closing. Nice guy to work with”
Winnie S - REALTOR® on Saint Simons Island, GA
Stephen was such a pleasure to work with during our first time home-buying experience! He made everything understandable and took the time to explain things in detail to us. I highly recommend him to take care of all your mortgage needs. Thank you Stephen for making our family’s American Dream come true.
Logan and Chelsea C.
I love working with Stephen. He is so easy to work with and keeps everyone in the loop with the loan process.
Sharon F - REALTOR® in Brunswick, GA
“Stephen Moreno is a saint and crushed it while helping me get my home loan! Very professional! Very easy to work with. I’ve already recommended him to others.”
Chandler H - Savannah, Georgia
“Stephen is awesome! Have referred all my family to him and will use him for all my future investments.”
Terri W - Murphy, NC
Stephen was very easy to work with and efficient. Thanks!
Laurna B - Saint Simons Island, GA
Stephen made me feel like I was the most important client he had. He was always right on top of my questions and concerns. He did an excellent job educating me on parts of the mortgage process I didn’t understand and was able to find me better and more creative mortgage options then any of the other people I tried.
“Stephen is fantastic to work with. He is professional, efficient, & diligent. He strives for perfection & goes above & beyond to help his clients. I’d highly recommend him for anyone looking for a new mortgage or refinance. “
Stacey D - REALTOR® on Saint Simons Island, GA
“Stephen Moreno never misses a beat – he returns all communications immediately, is always upbeat and ‘brings it across the finish line’ every time. I would and do highly recommend him.”
Kim KelleyREALTOR®Betty Ellis RealtorsSaint Simons Island, GA
Stephen R.M. Moreno, IV 912.771.2115
Mortgage Consultant | Sales Manager
Capital City Home Loans, LLC
NMLS # 75615 | MLO NMLS ID #761190 621 Ocean Blvd Saint Simons Island, GA 31522
I provide mortgage loans to my clients with competitive rates and white glove customer service through Capital City Home Loans. I focus in the cities of Brunswick, Saint Simons Island, Jekyll Island, Sea Island, Darien, Waycross, Saint Mary’s, Kingsland and all of the Beautiful Golden Isles in addition to all of Georgia. I am also licensed to originate mortgages in Alabama, Florida, Georgia, North Carolina, South Carolina, Virginia, & Tennessee.