Karen S - St Simons Island, GA - Saint Simons Mortgage

Testimonials

Mortgages Made Easy – Stephen was successful at educating me on and through the loan process and closed my loan in a timely manner. I would recommend working with Stephen to everyone!

Miranda C

Stephen Moreno always goes above and beyond to make buying a home an incredibly easy and straightforward process. My clients were working with another loan officer when I started showing them houses. They were very frustrated with the process and service of said officer so I referred them to Stephen. From the moment they connected, Stephen answered all their questions and addressed their concerns. He is always quick to respond if we have any questions, even outside of normal business hours. I ca… Read more

Silvy T. - REALTOR® Jesup, GA

“The whole process was so easy. I received a list of what was needed from me, I provided the necessary documents, and they did the rest.”

Bruce E in Cumming, GA

I have done multiple loans with Stephen. Each one is easier than the last. He really works hard to get to know you and understand your goals. You know 100% of the time he is on your team working to get the deal done, and done on time. Would highly recommend giving him a call for any mortgage need.

Stuart S. - Cumming, GA

“Stephen Moreno is professional, states what he can do, communicates what is going on, responds to every question in a timely fashion, does what he promised. Provides great customer service.”

Carl W in Darien, GA

I love working with Stephen. He is so easy to work with and keeps everyone in the loop with the loan process.

Sharon F - REALTOR® in Brunswick, GA

We spoke with Stephen 2 years ago about purchasing a home. At the time, our credit scores would not allow us to move forward with the process. Well, Stephen took time out of his schedule to provide us with advice to improve our scores. Today, we are homeowners, thanks to his advice. We highly recommend Stephen Moreno. There’s not many loan officers that would take time out of their schedule to do what he did. Thanks for everything Stephen! Mr and Mrs Price.

Eric P.

I had never used or heard of Capital City Home Loans before a real estate client introduced me. They had such a good experience that they wanted to use them moving from GA to FL. I was hesitant but agreed. Stephen with Capital City Loans was professional and had the best communication I have ever experienced working with a lender. I will refer him to clients going forward. Thank you.

Tammy G. - REALTOR Fort Myers Beach, FL

“Amazing! Nothing short of amazing!”

Matthew B - Saint Simons Island, GA

Once again Stephen kept a calm demeanor as we navigated the tumultuous waters of a refinance in order to take a lower interest rate and free up some money on a monthly basis. Knowing that the buddy cop movie duo of Stephen and Laura had all the evidence they needed for an open and shut case to lock in that rate we were well on our way from step one. Great teamwork!

Joseph S - Suwanee, GA

Contact

Stephen R.M. Moreno, IV
912.771.2115
Mortgage Consultant | Sales Manager
Capital City Home Loans, LLC
NMLS # 75615 | MLO NMLS ID #761190
621 Ocean Blvd
Saint Simons Island, GA 31522

www.cchl.com

About

I provide mortgage loans to my clients with competitive rates and white glove customer service through Capital City Home Loans. I focus in the cities of Brunswick, Saint Simons Island, Jekyll Island, Sea Island, Darien, Waycross, Saint Mary’s, Kingsland and all of the Beautiful Golden Isles in addition to all of Georgia. I am also licensed to originate mortgages in Alabama, Florida, Georgia, North Carolina, South Carolina, Virginia, & Tennessee.