Stephen Moreno answers his phone, always responsive, and guides you through the entire process. He has face time with clients and guided step by step. Working in the sameiIndustry, I relate to many of the similar dynamics. Stephen is very calm and confident through the process. Great attribute for 1st time home buyers! He assures it will be taken care of and he makes sure it is! Also, very good communication throughout the transaction with weekly updates to the agent and the buyer. Communication… Read more
Janice M. - REALTOR® on Saint Simons Island, GA
“Great to work with Stephen & Laura. They were easy to communicate with & made me feel confident with my closing.”
Mary S on Saint Simons Island, GA
Stephen and team were wonderful to work with. I would highly recommend!
Claire D - Brunswick, GA
Stephen did a great job of keeping us informed an on schedule to close the loan. He was very personable and it was very easy to work with him. The level of service from Stephen an Brand Kirtgage far exceeded my expectations.
Stephen was a massive help in the mortgage process breaking things down into the simplest ways possible, as well as steering us into a good direction that wouldn’t hinder us down the road. Any questions I had were answered quickly and clearly.
Trenton A in Americus, GA
Stephen Moreno managed a complicated loan package into a ‘smooth sailing’ process!!
Leighann W - REALTOR®
Stephen was very helpful with everything. I was not too good working with computers. Stephen went above and beyond helping me. He was courteous regardless of how many questions I asked him.
Linda R - Brunswick, GA
Stephen had to step in and take over my loan when another mortgage consultant changed jobs. He was so kind and such a great person, I didn’t feel abandoned at a critical time in my loan process. Thank you for your hard work and for making the process go smoothly.
Demetra F - Savannah, GA
“Stephen was extremely helpful throughout the entire process plus he is a really nice guy!”
7/31/2022 – Karen S
Karen S - St Simons Island, GA
Stephen Moreno is fantastic. He makes a difficult process very easy. He always makes time to answer all questions. His knowledge and expertise has allowed me to purchase two homes with ease.
Lucas E - Americus, GA
Stephen R.M. Moreno, IV 912.771.2115
Mortgage Consultant | Sales Manager
Capital City Home Loans, LLC
NMLS # 75615 | MLO NMLS ID #761190 621 Ocean Blvd Saint Simons Island, GA 31522
I provide mortgage loans to my clients with competitive rates and white glove customer service through Capital City Home Loans. I focus in the cities of Brunswick, Saint Simons Island, Jekyll Island, Sea Island, Darien, Waycross, Saint Mary’s, Kingsland and all of the Beautiful Golden Isles in addition to all of Georgia. I am also licensed to originate mortgages in Alabama, Florida, Georgia, North Carolina, South Carolina, Virginia, & Tennessee.