Kristal & Chesley D

Testimonials

Stephen is wonderful. He is patient and is very knowledgeable. He’s able to think outside of the box. I highly recommend Stephen.

Margaret R on Saint Simons Island, GA

Now that the pictures are hung and endless boxes are unpacked I can write this letter with the deserving gratitude my husband and I would like to express for Stephen Moreno. His title with BrandMortgage is Mortgage Loan Officer, however he goes beyond his call of duty. Throughout our quest to purchase a home he exemplified pure professionalism, knowledge of industry, and communication. Our client relationship with Stephen began in 2015 when my husband and I started discussing the idea of … Read more

Rozalia & Adam S.

Stephen is great to work with! Very personable and pleasant. Easy no hassle process.

Terri W - Blairsville, GA

We had an excellent experience working with Stephen Moreno on securing a mortgage for our new home in Southeast Georgia. We contacted Stephen as we were looking for a local lender and immediately knew that he was the person for us. He was very helpful to us and was extremely patient in answering our many questions about the process. He also provided the requisite knowledge to ensure that we understood the process and that we were able to secure a mortgage that was most beneficial to us. Stephen … Read more

Terri & Rick S

“Very quick and efficient process”

Brian C - Saint Simons Island, GA

He was the greatest, it wouldn’t have happened without him.

Thadd RCleveland, GA

“Stephen had done it again! He (and really the whole office) went above and beyond for us during our recent mortgage process. Stephen is the only mortgage broker that we will ever use!”

Lauren W - Chattanooga, TN

Stephen had to step in and take over my loan when another mortgage consultant changed jobs. He was so kind and such a great person, I didn’t feel abandoned at a critical time in my loan process. Thank you for your hard work and for making the process go smoothly.

Demetra F - Savannah, GA

Stephen took a unique loan situation and made it work. It is always difficult for self employed individuals to qualify for loans, especially when you are the owner of a small business. He stuck with it and found the right loan program to fit my needs.

Leighann W - Brunswick, GA

Stephen was very attentive and straightforward with information. Laura was diligent and thorough with getting all our information to underwriting.

Timothy H - Brunswick, GA

Contact

Stephen R.M. Moreno, IV
912.771.2115
Mortgage Consultant | Sales Manager
Capital City Home Loans, LLC
NMLS # 75615 | MLO NMLS ID #761190
621 Ocean Blvd
Saint Simons Island, GA 31522

www.cchl.com

About

I provide mortgage loans to my clients with competitive rates and white glove customer service through Capital City Home Loans. I focus in the cities of Brunswick, Saint Simons Island, Jekyll Island, Sea Island, Darien, Waycross, Saint Mary’s, Kingsland and all of the Beautiful Golden Isles in addition to all of Georgia. I am also licensed to originate mortgages in Alabama, Florida, Georgia, North Carolina, South Carolina, Virginia, & Tennessee.