Buying a home is stressful…Stephen Moreno made it a very tolerable transaction. He was there for me every step of the way . He cautioned me in all the things not to do including where to buy. His advice was invaluable. I would nightly recommend Stephen Moreno and Capital City Loans to anyone looking to buy.
Connie B - Saint Simons Island, GA
“Excellent and friendly service”
Pat M - Saint Simons Island, GA
Stephen Moreno was so helpful and made buying our first home a great experience. There were no realtors involved in the purchasing of our first home which made for a great deal of questions for Stephen. Stephen was always available with an answer! He really went above and beyond in helping us with our first mortgage. Stephen always made sure to break things down so we fully understood the whole process and could be prepared for the next step. Let’s just say that Stephen has a lot of patience! … Read more
Kristal & Chesley D
Stephen Moreno answers his phone, always responsive, and guides you through the entire process. He has face time with clients and guided step by step. Working in the sameiIndustry, I relate to many of the similar dynamics. Stephen is very calm and confident through the process. Great attribute for 1st time home buyers! He assures it will be taken care of and he makes sure it is! Also, very good communication throughout the transaction with weekly updates to the agent and the buyer. Communication… Read more
Janice M. - REALTOR® on Saint Simons Island, GA
Stephen did a great job of keeping us informed an on schedule to close the loan. He was very personable and it was very easy to work with him. The level of service from Stephen an Brand Kirtgage far exceeded my expectations.
“Stephen was great at answering any questions or concerns I had at any time”
Benjamin P - Waycross, GA
As always, excellent and his business, equally excellent with dealing with buyers and sellers, sometimes helping to make the transaction happen when it seems like it might not.
Rayea P - REALTOR® on Saint Simons Island, GA
“Stephen is upfront, personable, and always on track for a timely closing. Nice guy to work with”
Winnie S - REALTOR® on Saint Simons Island, GA
“Stephen Moreno never misses a beat – he returns all communications immediately, is always upbeat and ‘brings it across the finish line’ every time. I would and do highly recommend him.”
Kim KelleyREALTOR®Betty Ellis RealtorsSaint Simons Island, GA
Stephen R.M. Moreno, IV 912.771.2115
Mortgage Consultant | Sales Manager
Capital City Home Loans, LLC
NMLS # 75615 | MLO NMLS ID #761190 621 Ocean Blvd Saint Simons Island, GA 31522
I provide mortgage loans to my clients with competitive rates and white glove customer service through Capital City Home Loans. I focus in the cities of Brunswick, Saint Simons Island, Jekyll Island, Sea Island, Darien, Waycross, Saint Mary’s, Kingsland and all of the Beautiful Golden Isles in addition to all of Georgia. I am also licensed to originate mortgages in Alabama, Florida, Georgia, North Carolina, South Carolina, Virginia, & Tennessee.