Stephen did a great job of keeping us informed an on schedule to close the loan. He was very personable and it was very easy to work with him. The level of service from Stephen an Brand Kirtgage far exceeded my expectations.
Stephen Moreno was very responsive and great to work with. Closing was smooth and on time thanks to him!
Silvy T - REALTOR®
“Very pleased with the professionalism and prompt service from this lender. Stephen Moreno was excellent to work with and I will definitely refer any future clients to this lender, and look forward to working with him again.”
Tracey G - REALTOR® in Brunswick, GA
Honestly I never thought I’d be a homeowner not only did that change but Stephen went above and beyond to make sure I had all the options that that fit our budget and needs. The process was a breeze considering the horror stories I hear about closing and the worry I had no issues kept us from our date. Even switching the type of loan with a week out from closing to make sure we could still close. Can’t thank him enough!
Patrick M - Brunswick, GA
Stephen had to step in and take over my loan when another mortgage consultant changed jobs. He was so kind and such a great person, I didn’t feel abandoned at a critical time in my loan process. Thank you for your hard work and for making the process go smoothly.
Demetra F - Savannah, GA
“Mr Moreno acted as a true professional, making the process easy, simple, and painless. Would highly recommend him.”
Berry O - Saint Simons Island, GA
Buying a home is stressful…Stephen Moreno made it a very tolerable transaction. He was there for me every step of the way . He cautioned me in all the things not to do including where to buy. His advice was invaluable. I would nightly recommend Stephen Moreno and Capital City Loans to anyone looking to buy.
Connie B - Saint Simons Island, GA
Stephen Moreno is the Stetson Bennett of the mortgage. Steady, accurate, and gets the job done. Lauren and I had a great experience!
James FVienna, GA
“Stephen Moreno was very accessible to me. He always returned my phone calls promptly and provided excellent customer service. He handled deadlines well and gets the job done. He is personable, kind and has a wonderful demeanor in dealing with people.”
Lee L - Pinehurst, NC
Stephen Moreno and his team were amazing! The loan went through with complete ease. Felt effortless. Class act. Total professionalism from the moment I talked to him to funding. Highly recommend!
Darcelle B - The Villages, FL
Stephen made me feel like I was the most important client he had. He was always right on top of my questions and concerns. He did an excellent job educating me on parts of the mortgage process I didn’t understand and was able to find me better and more creative mortgage options then any of the other people I tried.
Stephen R.M. Moreno, IV 912.771.2115
Mortgage Consultant | Sales Manager
Capital City Home Loans, LLC
NMLS # 75615 | MLO NMLS ID #761190 621 Ocean Blvd Saint Simons Island, GA 31522
I provide mortgage loans to my clients with competitive rates and white glove customer service through Capital City Home Loans. I focus in the cities of Brunswick, Saint Simons Island, Jekyll Island, Sea Island, Darien, Waycross, Saint Mary’s, Kingsland and all of the Beautiful Golden Isles in addition to all of Georgia. I am also licensed to originate mortgages in Alabama, Florida, Georgia, North Carolina, South Carolina, Virginia, & Tennessee.