I was on a very short deadline to close. Stephen and Laura stepped up to the plate and accomplished helping me to close in time!! Talk about home savers!
Heidi P - Brunswick, GA
We had a smooth financial experience with the CCHL team. Stephen Moreno was very helpful and explained the financial aspects in a clear and precise manner. He was very helpful.
Gary M - Brunswick, GA
Stephen Moreno is a wonderful loan officer. He is one of the smartest people I know. He is always knowledgeable about the market and insightful on the financial future. He makes getting a loan as seamless as possible. I will recommend him to anyone!
Debbie D - REALTOR® Saint Simons Island, GA
The very best service and communication!
Betty E - REALTOR® St Simons Island, GA
We were very impressed with Stephen Moreno and his entire lending team at Brand Mortgage. What impressed me most was Stephen’s ability to communicate quickly and effectively about any questions or concerns that we had throughout the entire home buying process. Through his cordial attitude we received outstanding customer service that could not be matched by any other local lender. Not only did Stephen and his team close our loan, but he also offered helpful advice along the way. All the way to … Read more
“Stephen Moreno never misses a beat – he returns all communications immediately, is always upbeat and ‘brings it across the finish line’ every time. I would and do highly recommend him.”
Kim KelleyREALTOR®Betty Ellis RealtorsSaint Simons Island, GA
“Stephen is hands down one of the best lenders I have used. He is thoughtful, kind, and very personable. As an investor, I plan to use him for all my future loans.”
Terri W - Blairsville, GA
Stephen goes above and beyond by helping in anyway possible. He answers questions on any day, at any time by text, call and email. He facilitates a smooth process for all transactions. He will always be our go to and the one we refer to anyone we know. He is more than 5 stars! He is the absolute best!
Jennifer P - Brunswick, GA
Once again Stephen kept a calm demeanor as we navigated the tumultuous waters of a refinance in order to take a lower interest rate and free up some money on a monthly basis. Knowing that the buddy cop movie duo of Stephen and Laura had all the evidence they needed for an open and shut case to lock in that rate we were well on our way from step one. Great teamwork!
Joseph S - Suwanee, GA
Stephen Moreno at Capital City Home Loans never disappoints. He is honest, up front, and communicates every step of the way. You can’t ask for better service!
Krissy H - REALTOR® Waycross, GA
Stephen R.M. Moreno, IV 912.771.2115
Mortgage Consultant | Sales Manager
Capital City Home Loans, LLC
NMLS # 75615 | MLO NMLS ID #761190 621 Ocean Blvd Saint Simons Island, GA 31522
I provide mortgage loans to my clients with competitive rates and white glove customer service through Capital City Home Loans. I focus in the cities of Brunswick, Saint Simons Island, Jekyll Island, Sea Island, Darien, Waycross, Saint Mary’s, Kingsland and all of the Beautiful Golden Isles in addition to all of Georgia. I am also licensed to originate mortgages in Alabama, Florida, Georgia, North Carolina, South Carolina, Virginia, & Tennessee.