I was on a very short deadline to close. Stephen and Laura stepped up to the plate and accomplished helping me to close in time!! Talk about home savers!

We had a smooth financial experience with the CCHL team. Stephen Moreno was very helpful and explained the financial aspects in a clear and precise manner. He was very helpful.

Stephen Moreno is a wonderful loan officer. He is one of the smartest people I know. He is always knowledgeable about the market and insightful on the financial future. He makes getting a loan as seamless as possible. I will recommend him to anyone!

The very best service and communication!

“Stephen Moreno never misses a beat – he returns all communications immediately, is always upbeat and ‘brings it across the finish line’ every time. I would and do highly recommend him.”

“Stephen is hands down one of the best lenders I have used. He is thoughtful, kind, and very personable. As an investor, I plan to use him for all my future loans.”

Stephen goes above and beyond by helping in anyway possible. He answers questions on any day, at any time by text, call and email. He facilitates a smooth process for all transactions. He will always be our go to and the one we refer to anyone we know. He is more than 5 stars! He is the absolute best!

Once again Stephen kept a calm demeanor as we navigated the tumultuous waters of a refinance in order to take a lower interest rate and free up some money on a monthly basis. Knowing that the buddy cop movie duo of Stephen and Laura had all the evidence they needed for an open and shut case to lock in that rate we were well on our way from step one. Great teamwork!

Stephen Moreno at Capital City Home Loans never disappoints. He is honest, up front, and communicates every step of the way. You can’t ask for better service!