Stephen took care of everything. He made sure of the timeliness and accuracy of all required documents.
Earla F - Brunswick, GA
Stephen was a pleasure to work with. From the time I entered his office until closing he was on top of it every step of the way. I highly recommend Stephen and plan to work with him in the future.
Stephen was very attentive and straightforward with information. Laura was diligent and thorough with getting all our information to underwriting.
Timothy H - Brunswick, GA
“Stephen Moreno never misses a beat – he returns all communications immediately, is always upbeat and ‘brings it across the finish line’ every time. I would and do highly recommend him.”
Kim KelleyREALTOR®Betty Ellis RealtorsSaint Simons Island, GA
“Stress, angst , and worry are common when one is dealing with home financing. Stephen and his team work diligently to de-stress this distressful procedure. Care and compassion are seemingly the cornerstones of Stephen’s business. Every question is met with a response that is expert and comprehensive, yet explained fully and simply. Throughout every step of the process, Stephen and his team were available and responsive. From the onset until the actual closing, we were taken care of and inform… Read more
Ryan W - Americus, Georgia
Stephen Moreno with Brand Mortgage did everything possible to ensure that we had the best possible experience in purchasing a home. In what can be a very stressful time, Stephen is the guy you want walking you through the necessary steps. Not only is he personable and professional, he has your best interest in mind. I’d recommend him to anyone!
Scott & Meagan K
Stephen had to step in and take over my loan when another mortgage consultant changed jobs. He was so kind and such a great person, I didn’t feel abandoned at a critical time in my loan process. Thank you for your hard work and for making the process go smoothly.
Demetra F - Savannah, GA
As usual it was a great experience. The quick response time and patience with me was key. Thank you again
Darlene C in Jesup, GA
Stephen and team were wonderful to work with. I would highly recommend!
Claire D - Brunswick, GA
“I had a great experience with Stephen and his team. I really appreciated help they offered in my new venture becoming a first time home buyer. It was a bumpy road but they have made it a smooth as it could possibly be. I really appreciated picking Capitol city and would do it again if I had the chance. Thank you guys for all the hard work, I really gotta thank you for making my dreams come true. “
Wilfredo G in Athens, Georgia
Stephen R.M. Moreno, IV 912.771.2115
Mortgage Consultant | Sales Manager
Capital City Home Loans, LLC
NMLS # 75615 | MLO NMLS ID #761190 621 Ocean Blvd Saint Simons Island, GA 31522
I provide mortgage loans to my clients with competitive rates and white glove customer service through Capital City Home Loans. I focus in the cities of Brunswick, Saint Simons Island, Jekyll Island, Sea Island, Darien, Waycross, Saint Mary’s, Kingsland and all of the Beautiful Golden Isles in addition to all of Georgia. I am also licensed to originate mortgages in Alabama, Florida, Georgia, North Carolina, South Carolina, Virginia, & Tennessee.