“Stephen is fantastic to work with. He is professional, efficient, & diligent. He strives for perfection & goes above & beyond to help his clients. I’d highly recommend him for anyone looking for a new mortgage or refinance. “
“The whole process was so easy. I received a list of what was needed from me, I provided the necessary documents, and they did the rest.”
Bruce E in Cumming, GA
Honestly I never thought I’d be a homeowner not only did that change but Stephen went above and beyond to make sure I had all the options that that fit our budget and needs. The process was a breeze considering the horror stories I hear about closing and the worry I had no issues kept us from our date. Even switching the type of loan with a week out from closing to make sure we could still close. Can’t thank him enough!
Patrick M - Brunswick, GA
Mortgages Made Easy – Stephen was successful at educating me on and through the loan process and closed my loan in a timely manner. I would recommend working with Stephen to everyone!
“Very quick and efficient process”
Brian C - Saint Simons Island, GA
Stephen was amazing to work with on our new condo in St Simons Island. Not only did he have an attention to detail, but he made us feel that he was on our team rooting for us all the way. He bent over backwards to meet our timelines so that we could close and enjoy the 4th of Julyin our beautiful home away from home.
Tim and Terri A.
Stephen was great!!! Communication was already prompt. All assistants were very professional and nice. Would highly recommend them to anyone looking to buy a home!
Jeffrey G - Saint Simons Island, GA
“Stephen is upfront, personable, and always on track for a timely closing. Nice guy to work with”
Winnie S - REALTOR® on Saint Simons Island, GA
“Stephen was great at answering any questions or concerns I had at any time”
Benjamin P - Waycross, GA
I love working with Stephen. He is so easy to work with and keeps everyone in the loop with the loan process.
Sharon F - REALTOR® in Brunswick, GA
“Stephen was extremely helpful throughout the entire process plus he is a really nice guy!”
7/31/2022 – Karen S
Karen S - St Simons Island, GA
Stephen R.M. Moreno, IV 912.771.2115
Mortgage Consultant | Sales Manager
Capital City Home Loans, LLC
NMLS # 75615 | MLO NMLS ID #761190 621 Ocean Blvd Saint Simons Island, GA 31522
I provide mortgage loans to my clients with competitive rates and white glove customer service through Capital City Home Loans. I focus in the cities of Brunswick, Saint Simons Island, Jekyll Island, Sea Island, Darien, Waycross, Saint Mary’s, Kingsland and all of the Beautiful Golden Isles in addition to all of Georgia. I am also licensed to originate mortgages in Alabama, Florida, Georgia, North Carolina, South Carolina, Virginia, & Tennessee.