Excellent customer service. The video provided by Stephen with accompanying slides, specific to our situation was very helpful. Responses to questions timely and thorough. Quicker and easiest refinance we’ve ever done.
I love working with Stephen. He is so easy to work with and keeps everyone in the loop with the loan process.
Sharon F - REALTOR® in Brunswick, GA
Stephen and team were incredibly helpful, knowledgeable, responsive, and an absolute pleasure to work with! Made the entire process so easy and seamless. Highly recommend!!!
Maria B - Brunswick, GA
Stephen made the loan process extremely easy for me. If you are looking to get a loan of any kind I would call Stephen before anyone else. He will make sure that you get the best service and most of all the best loan.
If you are in search of a home loan, I highly recommend Stephen Moreno, IV! Stephen did an excellent job handling my loan application process and went above and beyond when providing support and customer service! He was very friendly, timely, and professionally responded to all questions (no matter how simple or complex). He was also accessible (phone, text, email, etc.) throughout the loan application process; very knowledgeable about the processes, requirements, and regulations; and p… Read more
“Stress, angst , and worry are common when one is dealing with home financing. Stephen and his team work diligently to de-stress this distressful procedure. Care and compassion are seemingly the cornerstones of Stephen’s business. Every question is met with a response that is expert and comprehensive, yet explained fully and simply. Throughout every step of the process, Stephen and his team were available and responsive. From the onset until the actual closing, we were taken care of and inform… Read more
Ryan W - Americus, Georgia
We spoke with Stephen 2 years ago about purchasing a home. At the time, our credit scores would not allow us to move forward with the process. Well, Stephen took time out of his schedule to provide us with advice to improve our scores. Today, we are homeowners, thanks to his advice. We highly recommend Stephen Moreno. There’s not many loan officers that would take time out of their schedule to do what he did. Thanks for everything Stephen! Mr and Mrs Price.
“Great communication throughout the entire closing process! “
Ginger G - REALTOR® in Pinehurst, NC
“It was great working with Stephen Moreno. Fast and efficient.”
Corey Murrell - Murrell Construction in Kingsland, GA
Stephen Moreno at Capital City Home Loans went above and beyond to help me! I could not thank him enough for all of his help!
Meridith G - Midland, GA
Stephen R.M. Moreno, IV 912.771.2115
Mortgage Consultant | Sales Manager
Capital City Home Loans, LLC
NMLS # 75615 | MLO NMLS ID #761190 621 Ocean Blvd Saint Simons Island, GA 31522
I provide mortgage loans to my clients with competitive rates and white glove customer service through Capital City Home Loans. I focus in the cities of Brunswick, Saint Simons Island, Jekyll Island, Sea Island, Darien, Waycross, Saint Mary’s, Kingsland and all of the Beautiful Golden Isles in addition to all of Georgia. I am also licensed to originate mortgages in Alabama, Florida, Georgia, North Carolina, South Carolina, Virginia, & Tennessee.