Stephen was such a pleasure to work with during our first time home-buying experience! He made everything understandable and took the time to explain things in detail to us. I highly recommend him to take care of all your mortgage needs. Thank you Stephen for making our family’s American Dream come true.
Logan and Chelsea C.
“It was great working with Stephen Moreno. Fast and efficient.”
Corey Murrell - Murrell Construction in Kingsland, GA
Stephen Moreno and his associates have been the best mortgage people we have ever worked with.
Gary H in Americus, GA
“Professional and caring”
Cynthia C - Brunswick, GA
“Stephen Moreno never misses a beat – he returns all communications immediately, is always upbeat and ‘brings it across the finish line’ every time. I would and do highly recommend him.”
Kim KelleyREALTOR®Betty Ellis RealtorsSaint Simons Island, GA
Stephen Moreno always goes above and beyond to make buying a home an incredibly easy and straightforward process. My clients were working with another loan officer when I started showing them houses. They were very frustrated with the process and service of said officer so I referred them to Stephen. From the moment they connected, Stephen answered all their questions and addressed their concerns. He is always quick to respond if we have any questions, even outside of normal business hours. I ca… Read more
Silvy T. - REALTOR® Jesup, GA
Stephen Moreno is fantastic. He makes a difficult process very easy. He always makes time to answer all questions. His knowledge and expertise has allowed me to purchase two homes with ease.
Lucas E - Americus, GA
From beginning to end Stephen Moreno and his team were prompt in their dedication to our needs during the loan process. We would recommend him and his team to anyone. We thank you all for everything!
Adam B in Tampa Bay, FL
“Stephen Moreno is professional, states what he can do, communicates what is going on, responds to every question in a timely fashion, does what he promised. Provides great customer service.”
Carl W in Darien, GA
Stephen Moreno with Brand Mortgage did everything possible to ensure that we had the best possible experience in purchasing a home. In what can be a very stressful time, Stephen is the guy you want walking you through the necessary steps. Not only is he personable and professional, he has your best interest in mind. I’d recommend him to anyone!
Scott & Meagan K
Stephen R.M. Moreno, IV 912.771.2115
Mortgage Consultant | Sales Manager
Capital City Home Loans, LLC
NMLS # 75615 | MLO NMLS ID #761190 621 Ocean Blvd Saint Simons Island, GA 31522
I provide mortgage loans to my clients with competitive rates and white glove customer service through Capital City Home Loans. I focus in the cities of Brunswick, Saint Simons Island, Jekyll Island, Sea Island, Darien, Waycross, Saint Mary’s, Kingsland and all of the Beautiful Golden Isles in addition to all of Georgia. I am also licensed to originate mortgages in Alabama, Florida, Georgia, North Carolina, South Carolina, Virginia, & Tennessee.