“Very pleased with the professionalism and prompt service from this lender. Stephen Moreno was excellent to work with and I will definitely refer any future clients to this lender, and look forward to working with him again.”
Stephen, Laura and the rest of the team were phenomenal.
Mike G - Tampa, FL
We were referred to Stephen when buying our first home. We had very little money but Stephen treated us with such respect and guided us through the process. Fast forward to buying our dream home it was without doubt we would use Stephen again to buy our second home. He had our best interest in mind and is very thorough. I would not use anyone else. Thanks again!
Rozalia S - Statesboro, GA
I would like to highly recommend Stephen Moreno for his work as our mortgage broker. Stephen worked diligently on our loan package and made the process very easy from start to finish. Applying for a loan can be a daunting process but with Stephen’s help and Brand Mortgage’s easy to use online application and document system we found the process to be simple and convenient. Stephen kept in constant contact with us right up to the day of closing and several times since to make sure we had had … Read more
“Mr Moreno acted as a true professional, making the process easy, simple, and painless. Would highly recommend him.”
Berry O - Saint Simons Island, GA
As always, excellent and his business, equally excellent with dealing with buyers and sellers, sometimes helping to make the transaction happen when it seems like it might not.
Rayea P - REALTOR® on Saint Simons Island, GA
“Stephen Moreno was very accessible to me. He always returned my phone calls promptly and provided excellent customer service. He handled deadlines well and gets the job done. He is personable, kind and has a wonderful demeanor in dealing with people.”
Lee L - Pinehurst, NC
He was the greatest, it wouldn’t have happened without him.
Thadd RCleveland, GA
“Stephen Moreno is the best mortgage broker in this county . He thinks outside of the box and can make thinks happen that anyone else in the mortgage business can not. “
Trish S. - REALTOR® St Simons Island, GA
Stephen goes above and beyond by helping in anyway possible. He answers questions on any day, at any time by text, call and email. He facilitates a smooth process for all transactions. He will always be our go to and the one we refer to anyone we know. He is more than 5 stars! He is the absolute best!
Jennifer P - Brunswick, GA
Once again Stephen kept a calm demeanor as we navigated the tumultuous waters of a refinance in order to take a lower interest rate and free up some money on a monthly basis. Knowing that the buddy cop movie duo of Stephen and Laura had all the evidence they needed for an open and shut case to lock in that rate we were well on our way from step one. Great teamwork!
Joseph S - Suwanee, GA
Stephen R.M. Moreno, IV 912.771.2115
Mortgage Consultant | Sales Manager
Capital City Home Loans, LLC
NMLS # 75615 | MLO NMLS ID #761190 621 Ocean Blvd Saint Simons Island, GA 31522
I provide mortgage loans to my clients with competitive rates and white glove customer service through Capital City Home Loans. I focus in the cities of Brunswick, Saint Simons Island, Jekyll Island, Sea Island, Darien, Waycross, Saint Mary’s, Kingsland and all of the Beautiful Golden Isles in addition to all of Georgia. I am also licensed to originate mortgages in Alabama, Florida, Georgia, North Carolina, South Carolina, Virginia, & Tennessee.